Chapter 13 Bankruptcy

  • Stop or prevent foreclosure on your house
  • Stop repossession of your car
  • Stop or keep your house or real estate out of tax sale
  • Repay creditors over time instead of all at once
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Would Chapter 13 Bankruptcy Work for Me?

Under Chapter 13 bankruptcy, you can keep your property, but pay back all or a portion of your debts over a three to five-year period. This is unlike Chapter 7 bankruptcy where most of your debts are cancelled but you may have to surrender some property to the bankruptcy trustee to pay your creditors. Because you end up paying most of your debts over time in Chapter 13 bankruptcy, it is also called reorganization bankruptcy. To draw up a workable repayment plan, you will need the experienced counsel of the attorneys at Fisher & Fisher Law Offices.

Who Can File for Chapter 13 Bankruptcy?

Chapter 13 bankruptcy isn’t for everyone. Because Chapter 13 requires you to use your income to repay some or all of your debt, you’ll have to prove to the court that you can afford to meet your payment obligations. If your income is irregular or too low, the court might not allow you to file for Chapter 13. The best way to be certain that you qualify or that Chapter 13 is for you is to call Fisher & Fisher Law Offices for a free consultation.

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Over 30 Years of Bankruptcy Experience Helping Clients

Fisher & Fisher Law Offices has been successfully representing persons filing Chapter 13 Bankruptcy for over 30 years in Monroe, Wayne, Pike, Luzerne, Lackawanna, and Carbon Counties. If you are considering filing Chapter 13, we will protect your rights and property so you can start anew. Be cautious about advice from family and friends who may have your best interests in mind, but lack the knowledge of bankruptcy law necessary to give legal advice. Each person’s situation is unique, and has to be handled carefully.

Call Fisher & Fisher Law Offices today so we can explore all your options and work vigorously to protect your legal rights and assets. Fisher & Fisher will analyze your financial situation and help you start rebuilding your credit and your life.

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We are a debt relief agency. We help people file for relief under the bankruptcy code.