Can I Refinance After Bankruptcy?

When people come into our Law Offices they often ask us a very common question. “Can I refinance after a bankruptcy?” The simple answer is “Yes”, but you may not always be able to do so right away. In some cases refinancing may be prudent but could be difficult after a bankruptcy. If you’re considering or have done a bankruptcy, already obviously call us for a free consultation at one of our multiple locations.

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After learning more about your situation from our experienced legal team, you may want to go to your current lender and explain the situation. If you have been current on your payments, your current bank or lender may well be accommodating and willing to refinance your loan, easing your financial situation. If that is not the case and they are unwilling to help, you can also speak with different lenders that do refinancing. You may find them more willing to help you and better able to answer many of your specific questions.

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We are a debt relief agency. We help people file for relief under the bankruptcy code.